Property Damage & Disaster Restoration Blog: Long Island & New York City
Combined U.S. RE and Campbell Consulting initiative results in a singularly useful, essential set of analytical tools for risk management.
Pearl River, N.Y. – July 23, 2012 — Mr. Marc Piccione, Senior Vice President, U.S. RE Companies, and Mr. James Campbell, President, Campbell Insurance Consulting, today announced the introduction of IRIS US (Insurance and Reinsurance Intelligence Source),a powerful new web-based analytical tool that provides insurance and reinsurance professionals with extraordinarily useful and essential insights into key exposures in catastrophe prone areas.
IRIS US, a joint initiative of the two companies, U.S. RE and Campbell Insurance Consulting, has created an easy to use analytical environment that allows the user to interact with data from public sources at succinct levels of detail to gain insights into markets unlike any other tool in the market today.
IRIS US has concentrated initially in three target areas: Florida, Texas, and more generally, in the Severe Weather sector in North America. Mr. James Campbell stated “Throughout my professional insurance experience, I have come across several sources of publicly available data and used it to gain an edge in understanding insurance markets. Knowing how useful this data can be to insurance and reinsurance professionals, we decided to create several databases of pertinent information and build a system of reports, dashboards and mapping tools and serve it up in a state of the art web analysis platform. The market response has been outstanding!”
According to Mr. Piccione, IRIS US reports have the advantage of being designed by accomplished reinsurance and insurance professionals: “As experienced reinsurance and insurance professionals, our team knows precisely what our colleagues require in analyzing risk and strategizing on how to best position their business in Cat prone regions,” he said.
IRIS US, marks a first in a series of planned cooperative ventures between the two companies in the risk management fields to expand U.S. RE’s other product suite, including presently the U.S. Risk Optimizer and U.S. RE Risk Manager tools.
According to Ms. Anya Kutsina, Managing Director of U.S. RE Analytics: “We are continuing to create products and services to the industry to enhance the business of reinsuring. It is our belief that, without these advanced tools, our clients and theirs will not have the kind of risk management data that makes for the best decision making. We are committed to providing the highest intelligence standards to our insuring and reinsuring partners.”
For further information contact:
Mr. Marc Piccione (845) 920 7100 or Mr. James Campbell (804) 749 3126
or visit www.irisus.net
Article originally appeared on InsuranceNewsNet.com
By Steve Graham, Networx
Humidity doesn’t just make you uncomfortable. It also causes problems and health hazards at every level of the home. Here is a bottom-to-top summary of some of the dangers of high humidity, and some solutions for each problem.
Humid weather simply exacerbates moisture problems that are often a concern in crawl spaces and basements. Moisture from the ground works with moisture from the humid air to generate condensation on walls and other surfaces, and create muggy basement smells and atmospheres. In turn, this can translate to mold and mildew issues. To avoid these problems, it is important to take steps to minimize moisture below the main floor of the home.
If humidity is an issue in any season, foundation vents should be left open all year to help the foundation dry out as much as possible. On the other hand, close basement windows and doors to keep out humid summer weather.
If humidity is an issue for a basement, insulate basement walls and run a dehumidifier. Rigid foam insulation is one good option, as it is essentially waterproof. However, it must be covered with drywall or another fire barrier. Attach a humidistat to the dehumidifier to control the humidity levels.
Crawl spaces should be covered with polyethylene or other thick, solid vapor barrier to keep moisture from the ground from creating bigger problems. Crawl spaces with moisture barriers also should have one square foot of vent area for every 1,500 square feet of crawl space area, according to Michigan State University (MSU) researchers. Crawl spaces without moisture barriers should have one square foot of venting per 150 square feet of space.
Mechanical system problems
Humid weather can also leave condensation on water pipes and toilet tanks. Again, this condensation can also lead to mold and mildew problems. If the toilet tank regularly beads with condensation, consider installing waterproof insulation inside the tank. Also wrap insulation around water pipes to minimize condensation.
Moving up from the basement, the floor is the next likely victim of humidity problems. Mold and mildew can get into wood flooring or carpets, and may be hard to completely remove. It is best to avoid such problems by reducing humidity. Air conditioning systems reduce humidity while reducing the temperature, if they are installed correctly.
Mildewed carpet should be cleaned with an electric shampoo machine. If musty odors develop on carpet, either replace the entire carpet or have it professionally cleaned and dried off-site. Replace musty or damp padding.
If mildew develops on wood flooring, scrub it off with trisodium phosphate or quaternary disinfectants, then rinse and dry thoroughly, and add a mildew-resistant paint.
Humidity can also wreak havoc on clothes, food and other stored items. Dry foods can draw in moisture and quickly go stale if humidity exceeds 60 percent. Cans may rust and leak in humid weather. Damaged or swollen cans should be tossed out. If humidity is an issue, keep stored food in an air-conditioned space.
Reduce humidity damage to clothing with chemical absorbents or through proper ventilation. Use silica gel packets or other moisture-absorbing materials if you plan to tightly close all closet doors and trunks. The other option is to leave closet doors open and use fans to improve air circulation. Also separate clothes within each closet to allow airflow between items.
Humid air can also build up in walls, which can become soggy over time, and may even attract mold and mildew. Interior and exterior paint can also bubble and peel under extended humid conditions.
To minimize such problems, boost wall insulation and consider vapor-retardant paints. Also caulk or weather strip all gaps and cracks around the walls, baseboards, doors and windows. According to MSU researchers, such sealing work can minimize moisture problems in walls.
Finally, attics can get hot and uncomfortably damp in humid weather. Be sure to properly ventilate the attic. If the attic does not have a vapor barrier (which may not be a necessity in many cases), it should have one square foot of venting per 150 square feet of attic, according to MSU research. For areas with vapor barriers, one foot of venting per 300 square feet of attic is acceptable.
Humid weather can cause a variety of home problems and hazards, but they can all be prevented or remedied with some care and diligence.
June 28, 2012 4:09 PM PDT
Long Island Carpet Recycling's cost-effective and environmentally friendly recycling service helps put people to work.
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Most carpet is made from oil. Over 3.5% of all waste disposed in U.S. landfills is carpet. And because carpet does not biodegrade, it will stay in landfills for generations. Carpet recycling reuses the 9 million barrels of oil wasted when carpet is disposed in landfills.
With our wide service offering and fast, friendly customer service, Long Island Carpet Recycling is deeply committed to reducing landfill, recycling valuable material back into the manufacturing stream, and putting people to work.
Call or email us today to reduce your carpet waste.
region for today (Wednesday, June 20, 2012).
Here are several simple steps to take today to prevent pollution:
- Combine errands into a single trip.
- Postpone unnecessary trips.
- Take the subway, bus or train instead of driving.
- Avoid letting your vehicle idle, such as at the drive-thru.
- Forward this message to family and friends.
The New York State Department of Transportation has declared that today, Wednesday, June 20, 2012, is an Air Quality Action Day in the downstate metro area due to forecasted high levels of ground-level ozone pollution in parts of the region (please visit the Clean Air NY Web site for more information http://www.cleanairny.org/LocalAirQuality/Default.aspx). While tomorrow is still a day when people can go about most of their normal activities, such as going to work, driving may be one of the most polluting activities that people do tomorrow, and we encourage everyone to leave their cars at home if possible.
Ground-level ozone is a respiratory irritant that can trigger asthma attacks and aggravate emphysema, bronchitis and other respiratory ailments. Children, people with pre-existing respiratory or heart conditions, people doing strenuous outdoor work or exercise and the elderly are particularly vulnerable to the effects of ozone.
To learn more about improving air quality or if you were forwarded this message and want us to send updates to your own e-mail address, visitCleanAirNY.org.
Clean Air NY is sponsored by the New York State Department of Transportation in support of regionwide air-quality efforts.
You received this update because you provided your contact information to Clean Air NY. To ensure the delivery of these Bulletins, please be sure to addinfo@CleanAirNY.org to your e-mail address book or safe list.CleanAirNY.org
Clean Air NYc/o ICF International40 Wall Street34th FloorNew York, NY 10005info@CleanAirNY.org
The FEMA App contains preparedness information for different types of disasters, an interactive checklist for emergency kits, a section to plan emergency meeting locations, information on how to stay safe and recover after a disaster, a map with FEMA Disaster Recovery Center locations (one-stop centers where disaster survivors can access key relie
Click on the FEMA logo to download the FEMA app for Android. Available on Apple's iOS too.
What's Your App?
The Mobile App Revolution Is Here...
But it always seems that the Insurance Industry is always slightly behind the curve when it comes to technology.
Even though its still very early, the mobile app market is starting to revolutionize the way insureds communicate with their insurance company and/or insurance agent.
Mobile Apps are also starting to compliment the jobs of insurance carriers, insurance adjusters, insurance agents and the companies that service the Insurance Industry here on Long Island and throughout New York. .
We have found a few mobile apps that we would like to share with you that we feel might be of interest to the Long Island Insurance Community.
Specifically for the Property & Casualty Sector...
With Pocket Agent, you can find an agent, report an insurance claim, do your banking, get roadside assistance and much much more...
What comes from having a good neighbor right in your pocket?
Convenience at your fingertips.
Now State Farm services and unique mobile features are closer than ever and there to help you in any and every way possible.
With Pocket Agent®, our free Android app, you can find an agent, report a claim, make a bank deposit, do your banking, get roadside help and a whole lot more! Now whenever and wherever you need us, State Farm is there for you.
Some of the Pocket Agent® features are only accessible to registered statefarm.com® users.
- Pay Insurance Premium – Have a mobile lifestyle? Pay my Premium now gives you an easy way to pay your State Farm® insurance premium using Pocket Agent® for Android.
- Claims Center – Document a claims checklist with the push of a button. Registered users can submit a claim and check claim status.
- Bills & Payments – Convenient way to pay your insurance premium and/or bank bills.
- Take and submit pictures using your camera and record accident details and vehicle damage.
- My Insurance Card** – Can’t find your insurance card? Now your policy information is at your fingertips!
- Check the balances of State Farm Bank® and Mutual Fund accounts.
- My Agent – Contact your State Farm agent or find one close-by.
- On The Road – Search for tow trucks, taxis, locksmiths, and rental cars by current location or zip code.
- Locate a State Farm® Select Service® Repair Facility*.
- Search for State Farm agents by current location or zip code.
- Other claimants and other vehicles – This feature adds sections on the claim form for the other parties involved in the accident, including name, insurance information and vehicle information.
- Describe the Scene – This feature allows users the ability to make free-form notes in addition to filling out the claim form information.
- Password Reset – Users can reset their State Farm password on their mobile device.
- MyTime Deposit® - Making a deposit to your State Farm Bank® account is as easy as point-and-shoot. Just endorse the check, enter the amount, and take its picture. (Compatible with Android OS 2.1 and above)
- View State Farm Bank Deposit and Credit Card transaction history.