Property Damage & Disaster Restoration Blog: Long Island & New York City

Who Will Be Open For Business if Disaster Strikes?

Posted on Fri, Jul 10, 2009 @ 05:12 PM

Contact:Brenda O'Connor
(813) 675-1043
[email protected]

TAMPA – Large and small businesses alike are having a difficult time in the current economy and the Institute for Business & Home Safety (IBHS) is concerned many may not be open for business if disaster strikes.

According to the Association of Contingency Planners, Business Continuity Awareness Week was June 21-27, and IBHS wants business owners and managers to take advantage of free resources that are available to create business continuity plans that can help keep operations running when the unexpected happens.

In addition to minimizing the impact of severe weather events or problems such as a water main break or regional power outage, business continuity planning requires a thorough assessment of operations, which often yields additional benefits including opportunities to streamline functions or identifying areas for cost reductions.

IBHS outlines the following five steps to begin safeguarding operations:

  1. Record basic information for employees, ownership, suppliers, vendors and key contacts.
  2. Identify critical business functions (i.e., what is required to maintain income, keep a competitive advantage, and meet regulatory or contractual obligations?).
  3. Scout alternate locations (i.e., where is the best site to resume operations?).
  4. List what is needed to fulfill critical business functions at an alternate location, including records, critical telephone numbers, e-mail addresses, equipment, machinery and vehicles.
  5. Identify equipment and services that workers will need, such as computer equipment and software, voice and data communications, and required office supplies.

The IBHS Open for Business® suite of resources is available in multiple formats on DisasterSafety.org and includes worksheets and checklists to help with development of your plan. There also is an online training series for those who prefer being walked-through the process one step at a time, with an option for reminder e-mail messages to keep planning on track.


Advanced Restoration Corporation is a family-owned and operated full-service property damage restoration company with a combined 75 years experience in dealing with Fire Damage Restoration, Water Damage Restoration, Flood & Storm Damage, Mold Remediation, Smoke Damage Restoration and Reconstruction. We service Long Island (Nassau County, NY; Suffolk County, NY) and the New York Metro area.
When disasters strike, Advanced Restoration is ready to respond 24 hours a day, 7 days a week. You are guaranteed to speak with one of our knowledgeable, caring team members, day or night. Our immediate response to a claim/property loss helps minimize the damages to the structure, contents, and ease the sometime catastrophic effect that a disaster may have on an owner or occupants.

Tags: disaster, fire restoration, flooding, groundwater, advanced restoration, long island water damage, emergency service, restoration company, disrepair, flood damage, flood, home repair

Own It...Then Make It Your Own

Posted on Thu, Jul 02, 2009 @ 03:32 PM

Did you know that Wells Fargo Home Mortgage has a Purchase & Renovate Loan?

The program offers financing that enables you to immediately turn the house you just bought into the home you always wanted. Add a bath, cook up a new kitchen, repai, renovate or extend- all with a single loan at attractive first mortgage rates.

Built-in benefits to make home improvements:

More Money
The loan amount is based on the value of your home after the home improvements have been made.

Lower Monthly Payments
Purchase and improvements are financed simultaneously, so renovation costs are spread out through the entire term of the loan.

Tax Benefits
Interest on renovation costs is included in the first mortgage, so it may be tax deductible.

Speed
Renovation can begin immediately after closing

Single-close Simplicity
Just one application, one set of fees and closing costs, one monthly payment.

Flexibility
No required improvements or restrictions on repairs, luxury items such as pools and spas may be included.

Options
Fixed and adjustable rate mortgage programs.


Advanced Restoration Corporation is a family-owned and operated full-service property damage restoration company with a combined 75 years experience in dealing with Fire Damage Restoration, Water Damage Restoration, Flood & Storm Damage, Mold Remediation, Smoke Damage Restoration and Reconstruction. We service Long Island (Nassau County, NY; Suffolk County, NY) and the New York Metro area. Have us renovate your next home!

Tags: fire restoration, water damage restoration, mortgage, wells fargo, advanced restoration, water extraction, homeowner tips, restoration company, flood damage, storm damage, refinance

CPSC Alert: Air Compressor Recall Due to Fire Hazard

Posted on Wed, Jun 24, 2009 @ 11:20 AM

Campbell Hausfeld Recalls Air Compressors Due to Fire Hazard; Sold Exclusively at Wal-Mart
FOR IMMEDIATE RELEASE
June 17, 2009 Release # 09-245

WASHINGTON, D.C. - The U.S. Consumer Product Safety Commission, in cooperation with the firm named below, today announced a voluntary recall of the following consumer product. Consumers should stop using recalled products immediately unless otherwise instructed.

Name of Product: Campbell Hausfeld Air Compressors
Units: About 16,000
Importer: Campbell Hausfeld, of Harrison, Ohio

Hazard: The compressor’s thermal overload, which shuts the unit off when it overheats, can fail. This can lead to overheating, melting of parts and a risk of fire.

Incidents/Injuries: None reported.

Description: The recall involves the Campbell Hausfeld model HU200099AV air compressor with a 20-gallon tank. The recall includes date codes ranging from January 2009 through June 2009. The model number and date code can be located on the back of the tank.

Sold at: Wal-Mart stores nationwide from January 2009 through June 2009 for about $250. Manufactured in: China

Remedy: Consumers should immediately stop using the recalled air compressor and return it to any Wal-Mart for a full refund.

Consumer Contact: For additional information, contact Campbell Hausfeld at (800) 241-0448 between 8 a.m. and 4:30 p.m. ET Monday through Friday or visit the firm's Web site at www.chpower.com


Advanced Restoration Corporation is a family-owned and operated full-service property damage restoration company with a combined 75 years experience in dealing with Fire Damage Restoration, Water Damage Restoration, Flood & Storm Damage, Mold Remediation, Smoke Damage Restoration and Reconstruction. We service Long Island (Nassau County, NY; Suffolk County, NY) and the New York Metro area.

Tags: disaster, property damage, fire restoration, water damage restoration, fire recall, fire prevention, smoke damage, advanced restoration, restoration company, cpsc recall, walmart recall

CPSC Recall Alert: Battery Equalizer Fire Hazard

Posted on Wed, Jun 24, 2009 @ 11:03 AM

SmartSpark Energy Systems Recalls Battery Equalizers Due to Fire Hazard

FOR IMMEDIATE RELEASE

June 18, 2009 Release # 09-249

WASHINGTON, D.C. - The U.S. Consumer Product Safety Commission, in cooperation with the firm named below, today announced a voluntary recall of the following consumer product. Consumers should stop using recalled products immediately unless otherwise instructed.

Name of Product: BattEQ Battery Equalizers
Units: About 800
Manufacturer: SmartSpark Energy Systems Inc., of Champaign, Ill.

Hazard: The recalled equalizers can overheat, posing a fire and burn hazard to consumers. Incidents/Injuries: The firm has received one report of an equalizer that overheated which resulted in fire that caused damage to the equalizer and batteries. No injuries have been reported.

Description: The recalled battery equalizers are charge balancing devices designed to increase the performance and longevity of rechargeable batteries.

Sold at: Authorized distributors and retailers from July 2006 through March 2009 for about $300.
Manufactured in: United States

Remedy: Consumers should immediately stop using these recalled battery equalizers and contact SmartSpark for a full refund.

Consumer Contact: For additional information, contact SmartSpark at (800) 905-6137 anytime Monday through Friday or visit the firm’s Web site at
www.batteq.com
CPSC is still interested in receiving incident or injury reports that are either directly related to this product recall or involve a different hazard with the same product. Please tell us about it by visiting https://www.cpsc.gov/cgibin/incident.aspx


Advanced Restoration Corporation is a family-owned and operated full-service property damage/disaster restoration company with a combined 75 years experience in dealing with Fire Damage Restoration, Water Damage Restoration, Flood & Storm Damage, Mold Remediation, Smoke Damage Restoration and Reconstruction. We service Long Island (Nassau County, NY; Suffolk County, NY) and the New York Metro area.

Tags: water damage, burn hazard, fire recall, fire prevention, smoke damage, advanced restoration, reconstruction, suffolk county restoration, homeowner tips, restoration company, cpsc recall, go green

Disaster Mitigation...Buying Insurance

Posted on Thu, Jun 18, 2009 @ 01:49 PM

DISASTER MITIGATION... BUYING INSURANCE
By Chris Floyd Disaster Services Director Capital Area Chapter American Red Cross

Even with adequate time to prepare for a disaster, you still may suffer significant, unavoidable damage to your property. That's when insurance for renters or homeowners can be a big help. Yet, many people affected by recent disasters have been underinsured- or worse- not insured at all. Make sure the insurance you buy protects against the perils you face.

If You Own a Home...

  • Buy, at minimum, full replacement or replacement cost coverage. This means the structure can be replaced up to the limits specified in the policy.
  • Investigate buying a guaranteed replacement cost policy. When and where available, these policies can pay to rebuild your house, including improvements, at today's prices, regardless of the limits of the policy.
  • Have your home periodically reappraised to be sure the policy reflects the real replacement cost.
  • Update the policy to include any home improvements, such as basement refinishing. Annual automatic increases may not be enough to cover these.
  • Buy a policy that covers the replacement cost of your possessions. Standard coverage only pays for the actual cash value (replacement cost discounted for age or use).
  • Be very clear about what the policy will and will not cover, and how the deductibles work (the part you pay before the policy pays).
  • Check state-operated or federally operated insurance pools if you find it difficult to obtain private coverage because of a recent disaster. Premiums often run higher than market rates, but this is better than no coverage.
  • Conduct a home inventory, make a list, and use it to check that your policy's coverage matches the value of your possessions.

If You Rent...

  • Buy renter's insurance, which pays for damaged, destroyed, or stolen personal property. Your landlords insurance wont cover damage to or loss of your possessions. Also, consider special coverage like flood insurance for your belongings.
  • Be clear about what a policy will cover. Some policies cover more than others. For example, will the policy pay for living expenses if you have to live somewhere else temporarily, or for damage from sewer backup?
  • Comparison shop for the best coverage at the best price. Policies vary from company to company. Policies in most areas are very affordable. Start with the company that insures your car. Discounts are often available if you carry more than one policy with a company.

You may also want to consider special coverage as insurance for renters and homeowners won't cover certain types of losses. Ask your insurance agent or financial planner about special or additional coverage for floods, earthquakes, home offices, and other potential problems.


Advanced Restoration Corporation is a full-service property damage/disaster restoration company that has been serving Long Island and the New York metropolitan area for over 20 years.

The company offers the highest quality residential, commercial and industrial property restoration and remediation services available. Our qualified and professional staff is capable of handling all aspects of fire & smoke damage, mold remediation and water damage. Emergency response teams are available 24/7 to promptly execute the required services for a customer.

Advanced Restoration is a member of multiple industry associations, including NYARM, BOMA, PIA, YIP, IICRC, NARI, NIDR and RIA. We are licensed in Nassau and Suffolk County, as well as the five boroughs of New York City.

Please contact Gary Matzelle at (516) 903-4107 with any questions, or send an email to [email protected] Our corporate website can be viewed at www.advancedrestoration.com.

Tags: disaster, property damage, water damage, water damage restoration, insurance, flood insurance, advanced restoration, homeowner tips, restoration company, flood damage, storm damage, water

Purchasing a Foreclosure Needing Repairs?

Posted on Wed, Jun 17, 2009 @ 03:31 PM

You see the perfect home in a Long Island neighborhood, and the house is a foreclosure. The exterior of the home is nice, but the inside has water damage, structural damage and mold. You want to buy this house and the selling price is excellent...What are your options as a homebuyer? Will you be able to "close" on a home that is in disrepair?

Of course you can...

When a homebuyer wants to purchase a house in need of repair or modernization, the homebuyer usually has to obtain financing first to purchase the dwelling; additional financing to do the rehabilitation construction; and a permanent mortgage when the work is completed to pay off the interim loans with a permanent mortgage.

Often the interim financing (the acquisition and construction loans) involves relatively high interest rates and short amortization periods. The FHA 203(k) mortgage program was designed to address this situation. The borrower can get just one mortgage loan, at a long-term fixed (or adjustable) rate, to finance both the acquisition and the rehabilitation of the property.

To provide funds for the rehabilitation, the mortgage amount is based on the projected value of the property with the work completed, taking into account the cost of the work. To minimize the risk to the mortgage lender, the mortgage loan (the maximum allowable amount) is eligible for endorsement by HUD as soon as the mortgage proceeds are disbursed and a rehabilitation escrow account is established.

The types of improvements that borrowers may make using Section 203(k) financing include:

  • Structural alterations and reconstruction
  • Modernization and improvements to the home's function
  • Elimination of health and safety hazards
  • Changes that improve appearance and eliminate obsolescence
  • Reconditioning or replacing plumbing; installing a well and/or septic system
  • Adding or replacing roofing, gutters, and downspouts
  • Adding or replacing floors and/or floor treatments
  • Major landscape work and site improvements
  • Enhancing accessibility for a disabled person
  • Making energy conservation improvements

The 203(k) Program is somewhat complicated and you must deal with an FHA approved lender, however, the program will allow you to obtain a mortgage and incorporate the necessary repairs into one mortgage payment. In addition, when selecting a general contractor to perform the rehab, you need to ensure the company is familiar with the 203k process and appropriate forms required. Streamlined 203k loans are also available for rehab/ home repairs under $35,000.

Advanced Restoration Corporation is located in New York and is a general contractor/ restoration company that specializes in the rehabilitation of homes in disrepair. We partner with various mortgage companies and have experience with contractor requirements associated with a 203 (k) loan.

For more information on partnering with an experienced 203(k) company ready to rebuild your dream house, contact Gary Matzelle at (516) 903-4107. Our service area includes: Nassau County, Suffolk County, Queens, Manhattan, Staten Island, Brooklyn and The Bronx.

Tags: disaster, foreclosure, 203(k) loan, fire restoration, restoration companies, water damage, structural drying, toxic mold, advanced restoration, homeowner tips, disrepair, flood damage, home repair

Congrats to Gino Orrino...NY YIP Volunteer of the Year!

Posted on Fri, Jun 12, 2009 @ 10:02 AM

Congratulations to Gino Orrino from Advanced Restoration...

CONTACT: Melissa N. Cibelli, public relations specialistor Mary E. Christiano, director of communication (800) 424-4244Fax: (888) 225-6935E-mail: [email protected] site: www.pia.org/NY/FOR RELEASE: Jun. 8, 2009

Orrino named NY-YIP Volunteer of the Year

ATLANTIC CITY, N.J.–Gino Orrino, principal of Orrino Capital Services LLC in Corona, N.Y. received the New York Young Insurance Professionals Volunteer of the Year at the Professional Insurance Agents of New Jersey and New York Inc.’s Joint Annual Business Conference. The event was held at the Trump Taj Mahal Resort Casino in Atlantic City, June 7-9.
The award is bestowed by NY-YIP to an individual who is committed to improving the quality of events and programs of the organization by giving of their personal time so that others will benefit.

“Gino’s tireless commitment to NY-YIP is second to none,” said Amy Bryan, president of NY-YIP. “It is with great appreciation that we recognize him for what he’s done for our organization and industry.”

A NY-YIP member since 2005, Orrino is chairperson of the organization’s Events Committee. A major supporter of PIANY, Orrino is a member of the association’s Long Island Regional Awareness Program.

NY-YIP is an organization dedicated to the professional and personal growth of newcomers to the insurance industry. It is affiliated with PIANY, a trade association representing professional, independent insurance agencies and their employees throughout the state.

Tags: fire restoration, ny water damage company, nyyip, pia, volunteer of the year, insurance, advanced restoration, pia award

Disaster Strikes Your Business...Now What?

Posted on Mon, Jun 08, 2009 @ 03:43 PM

You own a business in New York (on Long Island) and you think "it" will never happen to you...

2:30AM...An electrical short sparks a small fire inside the walls of your building.

2:35AM...Dust, framing and insulation immediately catch fire and burn intensely.

2:45AM...Tremendous heat from the now out-of-control blaze sets off the sprinkler system.

3:15AM...The fire department arrives and begins putting out the flames.

4:30AM...The fire is out, but there is immense fire, smoke and water damage.

6:30AM...You arrive at your office to find out your building and contents are severely damaged by water, fire and smoke.

Now What???
Having the proper insurance in the event of a disaster (from flooding and water damage to storm and wind damage) is essential to ensure your business will be able to continue after property damage occurs.

Insurance Coverage
Inadequate insurance coverage can lead to major financial loss if your business is damaged, destroyed or simply interrupted for a period of time. Insurance policies vary, check with your agent or provider.

Meet with your insurance provider to review current coverage for such things as physical losses, flood coverage and business interruption.

  • Understand what it covers and what it does not.
  • Understand what your deductible is, if applicable.
  • Consider how you will pay creditors and employees.
  • Plan how you will provide for your own income if your business is interrupted.
  • Find out what records your insurance provider will want to see after an emergency and store them in a safe place.

Knowing who to call in the event of a disaster is also essential to get your business back up and running with minimal downtime. Ensure you have a pre-established relationship with a full service property damage restoration company. This will allow you to mitigate damage to your property structure, as well as minimaize business disruption.

One more thing....Never let your insurance lapse!!!

Tags: disaster, fire restoration, structural drying, flooding, burn hazard, fire prevention, smoke damage, advanced restoration, reconstruction, restoration, suffolk county restoration, disrepair, flood

HP Recalls Notebook Computer Batteries Due to Fire Hazard

Posted on Tue, May 26, 2009 @ 04:03 PM

Check Your Computer!
Office of Information and Public Affairs
Washington, DC 20207

FOR IMMEDIATE RELEASE
May 14, 2009
Release # 09-221

Firm’s Recall Hotline: (800) 889-2031CPSC Recall Hotline: (800) 638-2772CPSC Media Contact: (301) 504-7908

HP Recalls Notebook Computer Batteries Due to Fire Hazard

WASHINGTON, D.C. - The U.S. Consumer Product Safety Commission, in cooperation with the firm named below, today announced a voluntary recall of the following consumer product. Consumers should stop using recalled products immediately unless otherwise instructed.

Name of Product: Lithium-Ion batteries used in Hewlett-Packard and Compaq notebook computers

Units: About 70,000

Importer: Hewlett-Packard Co., of Palo Alto, Calif.

Hazard: The recalled lithium-ion batteries can overheat, posing a fire and burn hazard to consumers.

Incidents/Injuries: The firm and CPSC are aware of two reports of batteries that overheated and ruptured, resulting in flames/fire that caused minor property damage. No injuries have been reported.

Description: The recalled lithium-ion rechargeable batteries are used with various HP and Compaq notebook computers.

Models that can contain a recalled battery include:

HP Pavilion:
dv2000
dv2500
dv2700
dv6000
dv6500
dv6700
dv9000
dv9500
dv9700

 

Compaq Presario:
A900
C700
F700
V3000
V3500
V3700
V6000
V6500
V6700

HP
G6000
G7000

HP Compaq
6720s

The notebook model is located at the top of the service label on the bottom of the notebook. Batteries that can be subject to the recall will have one of the following bar code labels (^ in the code can be any letter or number):

62940^^AXV^^^^
65033^^B7U^^^^65033^^B7V^^^^65033^^BGU^^^^
65035^^B7U^^^^65035^^B7V^^^^65035^^BGU^^^^65035^^BGV^^^^
67059^^V8U^^^^67059^^V8V^^^^

Sold at:
Computer and electronics stores nationwide, hp.com and hpshopping.com from August 2007 through March 2008 for between $500 and $3000. The battery packs were also sold separately for between $100 and $160.

Manufactured in: China

Remedy:
Consumers should immediately remove the recalled battery from their notebook computer and contact HP to determine if their battery is included in the recall and to request a free replacement battery. After removing the recalled battery from their notebook computer, consumers may use the AC adapter to power the computer until a replacement battery arrives. Consumers should only use batteries obtained from HP or an authorized reseller.

Consumer Contact: For additional information, visit the HP Battery Replacement Program Web site at http://www.hp.com/support/BatteryReplacement or call (800) 889-2031 between 7 a.m. and 7 p.m. CT Monday through Friday.

Media Contact: Sheila Watson at (281) 514-6552 or [email protected]


Advanced Restoration Corporation is a family-owned and operated full-service property damage restoration company with a combined 75 years experience in dealing with Fire Damage Restoration, Water Damage Restoration, Flood & Storm Damage, Mold Remediation, Smoke Damage Restoration and Reconstruction. We service Long Island (Nassau County, NY; Suffolk County, NY) and the New York Metro area.

When disasters strike, Advanced Restoration is ready to respond 24 hours a day, 7 days a week. You are guaranteed to speak with one of our knowledgeable, caring team members, day or night. Our immediate response to a claim/property loss helps minimize the damages to the structure, contents, and ease the sometime catastrophic effect that a disaster may have on an owner or occupants.

Tags: disaster, fire restoration, ny water damage company, restoration companies, burn hazard, fire recall, fire prevention, advanced restoration, restoration, homeowner tips, fire protection, cpsc recall

What is a Certified Restorer?

Posted on Thu, May 07, 2009 @ 05:24 PM

Fire Damage, Smoke Damage, Water Damage, Mold Remediation...
There are numerous Restoration companies throughout Long Island and the New York Metro area, but only a handful hold the title of Certified Restorer (CR). Disaster recovery is essential to any property structure, and Certified Restorers have the experience and ability to ensure all aspects of property damage are handled with the utmost professionalism. Advanced Restoration Corporation is one of the primary companies on Long Island with the CR designation.

Certified Restorer

The Certified Restorer program is a week-long master's course in damage repair offered to experienced contractors and restorers. The program's objective is to raise committed restorers to a higher level of professional ability.

The course addresses both buildings and personal property and is based on the structure and nature of materials, with the effects of various perils. A section on restoration theory addresses the mechanisms by which residue odors are removed. Toxic contamination, allergic response, water damage, contracts and insurance are also covered. The Certified Restorer course is widely recognized as the pre-eminent training program in damage repair.

Experience

All candidates to the Certified Restorer (CR) Program must be actively involved in restoration work at the time of application and have 3 or more years of active experience in disaster damage restoration as a technician, supervisor or estimator. The company or employer must be a member in good standing of RIA International.

Education

CR candidates must have attended one NIDR or WLI seminar or an RIA convention in the 12 months preceding the CR school.

Candidates must complete the Certified Restorer School and successfully pass the written examination with a score of 80% or better.

Ethics Quiz

Candidates must complete an Ethics Quiz administered by the course instructor or a designated member of the CR Committee. A thorough understanding of the NIDR Code of Ethics and the Certified Restorer Code of Conduct is required.

Formal Report

On completion of the class, candidates must prepare a formal report or a thesis on an approved research topic.

Maintaining Certified Restorer Status

Certified Restorers must participate in a recertification program and maintain current membership in RIA International in order to retain their CR status. All CR continuing education is based on a three-year continuous cycle. Cycles for newly inducted CRs begin on the January 1 following the date of induction. All CRs are required to participate, and all required points must be earned within the time frame.

For more information on the Restoration Industry Association's advanced designations: CR, WLS, CRS, CMH, CMP and CFS, please contact the RIA Education Department at 443-878-1000.


Advanced Restoration Corporation is a family-owned and operated full-service property damage restoration company with a combined 75 years experience in dealing with Fire Damage Restoration, Water Damage Restoration, Flood & Storm Damage, Mold Remediation, Smoke Damage Restoration and Reconstruction. We service Long Island (Nassau County, NY; Suffolk County, NY) and the New York Metro area.
Advanced Restoration is also an expert in partnering with mortgage companies and families buying homes on Long Island. We are experienced in dealing with FHA approved 203 (k) loans associated with foreclosures, as well as streamlined 203(k) loans. For more information on having Advanced Restoration become your 203(k) contractor, please contact Gary Matzelle at (516) 903-4107.

Tags: disaster, foreclosure, 203(k) loan, property damage, fire restoration, restoration companies, water damage, advanced restoration, emergency service, disrepair, flood damage, home repair, water leaks

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