Property Damage & Disaster Restoration Blog: Long Island & New York City

New York DKI Member Companies Create NewYorkDKIMembers.org

Posted on Fri, Dec 03, 2010 @ 10:25 AM

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NewYorkDKIMembers.org consists of New York Member Companies of Disaster Kleenup International, Inc. (DKI)DKI is a network of the leading, independent property damage restoration contractors across North America. New York DKI Member Companies provide full service to their customers: Emergency response, water damage mitigation, mold remediation, complete reconstruction and much more 24 hours a day, 365 days a year, returning damaged property to pre-loss condition fast and efficiently, delivering complete satisfaction to their consumer, insurance, and corporate customers.

Disaster Kleenup International was founded in 1974 by a small group of restoration contractors seeking the benefits of a collaborative business and personal network. Led by the late Ed York in the 70's, Martin Berry in the 80's, and Derry Strong on the 90's, the DKI network established a reputation in the market for high quality property restoration services throughout the United States and Canada.

Led today by Dale Sailer, President and CEO of Disaster Kleenup International and its parent company DKI Services Corporation since 2002, DKI is proud to be North America's largest disaster restoration contracting organization.

New York DKI Member Companies are dedicated to ensuring a smooth and comprehensive recovery of your property throughout the entire mitigation and restoration process. Our years of experience have given us the ability to complete the most extensive large loss recovery projects.

As North America’s largest disaster restoration contracting organization in North America, DKI is committed to providing exceptional customer service, disaster response planning and emergency response services across the United States and Canada.

DKI returns damaged risk to its pre-loss condition quickly and efficiently, delivering complete satisfaction to all of our customers.

DKI Loss Services is available 24-hours a day, 365 days a year to assist with full-service emergency planning, emergency response and restoration services. These include emergency response, water damage mitigation, fire and contents cleaning, mold remediation, complete reconstruction and much more. 

DKI holds itself to the highest standards in the industry

- Response time of 2 hours or less for emergency services
- Comprehensive claims management processing platform
- Over $1.5 billion in restoration work annually
- Largest inventory of equipment in North America
- Unparalleled coverage with over 350 services locations
- One in six Certified Restorers® is a DKI Member

 

Tags: emergency response, dki, new york dki member company, new york, insurance claim, disaster kleenup international, disaster restoration, new york dki member companies, commercial property damage

What To Do After a Loss

Posted on Thu, Mar 18, 2010 @ 08:32 AM

Heavy rains and winds pummeled the New York Metro area this past weekend, causing major damage to many homes and businesses. If you experienced property damage, you need to know what to do after a loss. 

If you suffer a loss, the first thing to do is to notify your insurance company or its agent. You can do this by telephone, although it is a good idea to follow up with written notification. Remember, if you give the notice to your broker, rather than directly to the insurance company, you still have a responsibility to make sure that the insurance company receives notice of your claim.

It is also important to notify your insurance company promptly after any incident takes place that might result in a claim at some later date, even though no claim was made at the time the event occurred.

For example, if your dog bites a neighbor or a guest falls on your property, it should be reported to the insurance company even though you don't know whether any claim is actually going to be made against you. Your failure to notify the company promptly might allow it to deny coverage in the event a claim if filed against you at a later date.

It is also important to protect your property against further damages. For example, if the windows are broken, have them boarded up to protect against further vandalism or burglary. The cost of this type of protection is covered by, and would be reimbursed by your insurance company.

However, no permanent repairs should be made until your company or its representative has inspected the property. The company has the right to inspect the property in its damaged state, and can refuse to pay you for any damage that is repaired before inspection.

An adjuster will be sent from your insurance company to examine the damage and give you an estimate of the cost of repairs or replacement. You should also get an estimate from your own contractor to compare with the insurance company's estimate. Your contractor will probably charge a fee for this service but might credit that fee to your bill if you hire that contractor to repair and/or replace your property.

If you need assistance, your agent, broker or insurance company sales representative should help you fill out the claim form and help gather the materials you need to substantiate your loss.

In the event you are unfortunate enough to experience a major loss such as a fire or severe windstorm which has badly damaged or destroyed your home, and you are not in a position to negotiate a settlement with your company, you may want to consult an attorney or call a licensed public adjuster to act on your behalf with your insurance company.

Public adjusters are licensed by the Insurance Department. They represent you and not the insurance company. They will help you in taking inventory of your loss, securing your home from vandalism, contacting your insurance company, advising you on the extent of your coverage and help you secure the services needed to repair or rebuild you home. They will negotiate on your behalf with the adjuster from the insurance company.

A public adjuster may not charge a fee more than 12.5% of the recovery amount and must get a signed compensation agreement from you in which the amount of compensation is clearly stated. Such agreement may be cancelled up to midnight of the third business day after the date on which you have signed the compensation agreement. In addition, public adjusters may not solicit your business between the hours of 6 p.m. and 8 a.m.

Another alternative to consider when an agreement cannot be reached between you and your insurance company is the appraisal process. Every homeowner, tenant, cooperative apartment and condominium policy issued in New York contains a provision whereby you and your company select a competent and disinterested appraiser. The two appraisers, in turn, select an umpire. Each appraiser must evaluate the loss and determine the value of each item. Any disagreements between the appraisers regarding the value of any items are submitted to, and settled by the umpire. The costs of this process are paid by the policyholder and the insurance company.

Source:  NY State Insurance Department

Tags: disaster, wind damage, emergency response, water extraction long island, property damage, ny water damage company, water damage, nassau county restoration, flood long island, mold, advanced restoration, long island water damage, flood damage, flood, home repair, moisture, storm damage, catastrophe, water removal long island

Do You Have Water or Wind Damage?

Posted on Sun, Mar 14, 2010 @ 10:31 PM

24 Hour Emergency Water Removal, tarping, and Cleanup Services

One of the worst things that can happen is having a pipe break or water heater malfunction that causes a water intrusion to flood your basement or saturate your home or office.  Advanced Restoration's Disaster and Emergency Response Time minimizes  damage that can be caused by a flood.  Our water extraction services have assisted many homes and business throughout Long Island and New York City.  We extract water due to:

Advanced Restoration Corporation  is a DKI Member Company

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Catastrophe Experts Call for Quick Action on Catastrophe Protection

Posted on Wed, Mar 10, 2010 @ 04:12 PM

Former FEMA Director: The status quo is not acceptable

WASHINGTON, March 10 /PRNewswire-USNewswire/ -- James Lee Witt, the former Director of the Federal Emergency Management Agency (FEMA) and the current co-chair of ProtectingAmerica.org today urged a subcommittee to the House Financial Services Committee to move quickly to enact legislation that would help American families and communities be better prepared for and protected from the devastation caused by massive natural catastrophes such as earthquakes and hurricanes.

"A catastrophic event, whether an earthquake striking one of our great American cities, or a massive hurricane making landfall near any of the metropolitan areas from New York to Houston, would cause such enormous damage that our economy would be stunned, private resources quickly depleted, and an immediate federal bailout of hundreds of billions of dollars could potentially be required," Mr. Witt stated.  

"The American public has lost its appetite for bailouts.  Clearly the nation, our families and our communities would be better served by a program that uses private insurer dollars to pre-fund coverage for the eventuality of the next massive hurricane or devastating earthquake," Witt said. "There is no place in the country that is immune from catastrophic natural events, and the stakes are higher than ever.  Major cities along the coasts, and throughout the West and Midwest, are threatened by devastating earthquakes or hurricanes.  The human, physical and economic toll that such events would take would be unfathomable," he said.

"To put it simply, the status quo is not acceptable.  There is an urgent need for a comprehensive and integrated program that strengthens America's financial infrastructure, improves mitigation and readiness to prepare and protect our families and communities before and during catastrophe, and creates a privately-funded backstop that assures that resources will be available to rebuild, repair and recover as quickly as possible," Witt said.

Witt testified before the House of Representatives Committee on Financial Services Subcommittee on Housing and Community Opportunity and Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises in support of HR 2555, the Homeowners' Defense Act, a bill sponsored by Rep. Ron Klein (D-FL) and more than 70 cosponsors from across the nation.

The bill would provide more protection at lower cost for consumers and provide additional capacity and stability to the market.

The bill would also mandate and help finance enhanced mitigation and prevention through better land use planning, establishment and enforcement of stronger building codes and better education training and equipment for first responders.  

An earlier version of the Homeowners' Defense Act passed the House of Representatives in the last session of Congress by a bipartisan margin of 258-155.

ProtectingAmerica.org is a non-profit organization with over 300 members including the American Red Cross, the International Association of Fire Chiefs, and other emergency responders, emergency management officials, police organizations, Allstate and State Farm Insurance, and large and small businesses.  The organization has more than 20,000 individual members.

ProtectingAmerica.org is co-chaired by James Lee Witt, former director of the Federal Emergency Management Agency and Admiral James M. Loy, former deputy secretary of the U.S. Department of Homeland Security and former commandant of the U.S. Coast Guard.  

A Nation Exposed

  • Risk experts and modelers suggest that 57 percent of the American public resides in areas that are prone to earthquakes, hurricanes or other disasters.  
  • Twenty states, including Hawaii and every state that borders the Atlantic Ocean and Gulf of Mexico, face the threat of hurricanes every year.
  • The largest earthquake to ever rock the continental U.S. emanated from New Madrid, Missouri in 1811 and affected an area that stretched from Mississippi to Michigan, from Pennsylvania to Nebraska.
  • Eight out of the 11 most costly U.S. natural catastrophes have occurred since 2001.
  • Since 1900, 11 hurricanes have made direct hits on New England; six of them on the New York coastline.  The "Long Island Express," a massive hurricane that in 1938 made landfall in Long Island and raced through Connecticut, Rhode Island and Massachusetts, killed 700 people and left 63,000 people homeless.  If the same storm struck today, damages would exceed $100 billion according to risk modelers.

About ProtectingAmerica.org

ProtectingAmerica.org is a non-profit organization consisting of emergency management officials, first responders, disaster relief experts, insurers and others.  Its members include the American Red Cross and more than 300 other organizations and businesses.

At the core of ProtectingAmerica.org's mission is the establishment of a comprehensive, integrated national catastrophe management solution that will better prepare and protect American families, communities, consumers and the American economy from catastrophe.   

ProtectingAmerica.org is working to increase public awareness and enhance consumer education; advocate for better coordination with local, state and federal mitigation and recovery efforts, and strengthen emergency response and financial mechanisms to rebuild after a major catastrophe.

The organization supports comprehensive federal legislation that would establish a privately financed national catastrophe fund that would serve as a backstop to state catastrophe funds.  The funds' private deposits and the majority of its earnings could only be used to cover replacement and rebuilding costs following major catastrophic events.  A portion of the funds' earnings would be dedicated to increase public and consumer education, strengthen first responders, and enhance building codes and their enforcement.

 

SOURCE ProtectingAmerica.org

Tags: emergency response, property damage, ny water damage company, nassau county restoration, dki, environmental, first responder, restoration, suffolk county restoration, home repair, catastrophe, hurricane, mitigation, ny, earthquake

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