Property Damage & Disaster Restoration Blog: Long Island & New York City

Extreme Makeover: Home Edition Surprises Long Island Family in a Unique Fashion, Via the Jumbotron at Yankee Stadium With Ty Pennington and Alure President Sal Ferro

Posted on Wed, Jun 23, 2010 @ 12:03 PM

  

EAST MEADOW, N.Y., June 20 /PRNewswire/ -- ABC's Emmy-winning hit show Extreme Makeover: Home Edition has selected the Lutz family of East Setauket, NY, in the Town of Brookhaven as the recipient of a Long Island Extreme Makeover set to begin this Tuesday. The show helps change the lives of families and inspire remarkable community support, traveling around the country each week, by finding a local builder to help bring a community together to build a new home for a deserving family in less than a week.

Unlike the show's traditional early morning door knock, Ty Pennington made the announcement to the family at Yankee Stadium on the Jumbotron prior to the NY Yankees vs. the NY Mets game this afternoon. Sal Ferro, President/CEO Alure Home of Alure Home Improvements, stormed the field from the dugout followed by hundreds of blue shirt volunteer workers to join Pennington along with the rest of the show's design team and several New York Yankees baseball players.

Unable to have any children of their own, loving couple Grace and John Lutz gave their hearts to 18 adopted kids in all, including seven with Down Syndrome.  After the couple passed away, their daughter Kathleen, gladly gave up her career and came home to take care of her six Down siblings who currently range in age from 20 to 25 years old. Everyone agreed that putting the kids in a group home or institution was not an option. It was a good plan, until Kathleen unexpectedly had a grand mal seizure and was diagnosed with inoperable cancer. Her brother John Jr., was next at bat, sacrificing his successful career as a gymnastics coach to move home and care for his sister and other siblings. Kathleen's health is now stabilized and both brother and sister care for their family as a team. Nothing can dampen the spirits of this cheerful group. They love to sing and dance, cook and play games together. However, the crumbling condition of their 40-year-old home has become a concern. The electrical is unsafe, water leaks everywhere and there is mold and rotting wood. Everybody in town loves this charming and special family. They are local celebrities and the community rallies and have taken place to help them in every way. Unfortunately, their home is at a point where the band-aids are not enough. The Down siblings will not grow up and move away, they will not have the ability to marry or to drive cars. They need their home to be a safe and permanent one, with everything on hand to accommodate their special needs.

Alure Home Improvements of East Meadow N.Y., has volunteered to lead the build. This is Alure's eighth project for the inspiring show since 2004. While Alure is the main builder and a major contributor, each of the makeovers rely on numerous volunteers and on tremendous community support. All of Long Island is invited to witness this amazing experience. Alure is encouraging the entire Long Island community to come out and support the crews working 24/7 to build a new home for this deserving family. While over 1000 volunteers have already signed up, there still may be more unexpected needs as the build begins on Tuesday.

Alure will also coordinate a food drive for the INN (Interfaith Nutrition Network) who will collect canned or packaged food donations at the makeover site all week long.  The company is also working on facilitating a special project to provide children under the age of (18) eighteen (who normally are not allowed to work on the site due to safety reasons) an opportunity to get involved with helping to create some type of artwork that will be presented as gift to the family at the end of the week.

"We are thrilled that Extreme Makeover: Home Edition has selected a Long Island family for this makeover and we are excited to not only make a difference in the lives of the deserving Lutz family, but to also play a major role in inspiring the Long Island community to come together for a great cause. Even before the family was announced, we've been overwhelmed with a huge amount of community support from Long Islanders wanting to help without them even having any idea of who they would be helping. Seeing the love and support surrounding this family will make this experience even that much more special," Sal Ferro.

The location address is: 12 Ringneck Lane, East Setauket, NY 11733

Parking to access the site is at 17 N Belle Mead in East Setauket. Shuttles will be provided when the spectator area opens sometime on Tuesday. Check the fan page Monday for more information.

MEDIA - There will be a builder-family Press conference at 6pm today at the house, where Sal Ferro, the family and the executives from Extreme Makeover: Home Edition will be available.

For information on how to volunteer time and/or donate resources or to follow the build all week on Alure's fan page, visit Alure's website at http://www.alure.com/ and click on the Extreme Long Island link or email  extremelongisland@alure.com

Alure Home Improvements has been building dreams since 1946, and specializes in kitchens, baths, finished basements, siding, windows, roofing, sunrooms, handyman services, home energy performance, dormers and extensions.  In business since 1946, Alure prides itself on friendly and knowledgeable salespeople, creative designers, meticulous installers, and superior lifetime customer service.  Alure's Long Island showroom is located at 1999 Hempstead Turnpike in East Meadow, NY. For more information about Alure, call 877-44-ALURE or visit http://www.alure.com/

The Emmy award winning reality program "Extreme Makeover: Home Edition," now entering its 8th season, is produced by Endemol USA, a division of Endemol Holding. It's executive-produced by Brady Connell and George Verschoor. David Goldberg is Chairman, Endemol North America. The show airs Sundays from 8:00-9:00 p.m., ET on ABC.

SOURCE Alure Home Improvements

Tags: Extreme Makeover Home Edition, lutz, reconstruction, restoration, alure

The ReUse People (TRP), Long Island Building Deconstruction, and Advanced Restoration Corporation

Posted on Fri, Apr 16, 2010 @ 08:14 PM

Advanced Restoration Corporation is proud to partner with The Reuse People (TRP) on all our Building Deconstruction projects to make the Long Island Community the Leader in Building Deconstruction and Building Material Reuse in New York and throughout the country.

By partnering with us, The ReUse People are able to expand into the Long Island market to promote Building Deconstruction and the salvage and sale of reusable building materials while diverting construction and demolition (C&D) waste from our overburdened landfills.

These services are among the first steps in the green building process. Furthermore, tax-deductible donations of reusable materials to TRP, a nonprofit 501(c)3 corporation, provide a faster payback and better return-on-investment than any other product or service offered by the green building industry on Long Island.

How The ReUse People (TRP) Started

The ReUse People (TRP) started in April, 1993, with a drive for building materials to help the flood victims in Tijuana, Mexico. The drive, Project Valle Verde, was planned and coordinated with the mayors of Tijuana and San Diego, the San Diego Chamber of Commerce, the County Board of Supervisors, San Diego Gas and Electric Company, Waste Management, and the Building Industry Association.
 
On April 23 and 24, contractors, other private companies, public agencies and the citizens of San Diego donated over 400 tons of building materials valued at $1.2 million. Twenty-seven tractor trailers crossed the border carrying this material in an unprecedented demonstration of bi-national cooperation and assistance.
 
The success of Project Valle Verde demonstrated the need for used building materials and the impact of this need on our already overused and over committed landfills.
 
The ReUse People started as Building Materials Distributors in San Diego in 1993 and, due to a name conflict with an existing corporation, the name was soon changed to The ReUse People.

Who Benefits from Our Partnership On Long Island?

  • All of us through a better environment on Long Island
  • Low income families who cannot afford to buy new building materials
  • Building deconstruction can also lead to the creation of new jobs and businesses
  • Building owners by virtue of tax donations
  • Architects, builders and contractors through better service to their clients
  • Reduced unemployment strengthens the Long Island economy directly as well as indirectly in areas such as retail sales and housing

While we obtain reusable building materials from a variety of sources, our own deconstruction efforts and those of over 30 TRP-Certified Deconstruction Contractors throughout the country contribute over 90 percent of them.
 
Whether you are an architect, general building contractor, building owner, or government agency on Long Island we stand ready to provide you with a package of benefits including:

  • Environmentally sound demolition (We like the words building deconstruction)
  • Building materials salvage
  • Advanced Restoration Corporation's skilled building deconstruction technicians
  • Tax donations for all the materials donated to The ReUse People (TRP)
  • Lower overall project costs
  • The assurance that someone, somewhere reuses the salvageable building materials generated from your project(s) on Long Island

 

The ReUse People (TRP) President - Ted Reiff

 

Prior to founding The ReUse People (TRP) in 1995, Ted Reiff was managing partner with an investment banking firm that provided financial services to young technology companies. Now, in addition to guiding TRP's national expansion program, he consults with private companies and government bodies on a variety of demolition and waste diversion projects. A graduate of Ohio State University and a licensed demolition contractor, Ted served three terms as board president of I Love a Clean San Diego and is an advisor to Urban Habitat Chicago.

 

The ReUse People (TRP) Long Island Regional Manager - Mike Yurish

Mike holds a B.S. degree in environmental science from SUNY Purchase, New York, and has been an amateur deconstructionist for some 20 years. He serves on the board of directors of the ReCONNstruction Center in New Britain, Connecticut, and is a licensed realtor and appraisal trainee in New Jersey. A resident of Connecticut, Mike currently works as a senior print technician for a major printing company.  

Advanced Restoration Corporation - Eric Martin

 

Eric Martin has been in the family business for over 16 years.  He is certified by the Institute of Inspection, Cleaning, and Restoration Certification (IICRC) in Water Damage Mitigation and Advanced Structural Drying as well as holding his certification by the Restoration Industry Association (RIA) in Mold Remediation.  Eric has worked in New York City for 8 months after 9/11 cleaning up the building surrounding Ground Zero.  He also worked in New Orleans after Hurricane Katrina.    A Green Risk Professional from Vale Training Institute he is also a member of the Communications Committee from the U.S. Green Building Council's Long Island (USGBC-LI) chapter in charge of handling USGBC-LI's social media accounts.

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Advanced Restoration Corporation is proud to partner with The Reuse People (TRP) on all our Building Deconstruction projects to make the Long Island Community the Leader in Building Deconstruction and Building Material Reuse in New York and throughout the country.

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Do You Have Water or Wind Damage?

Posted on Sun, Mar 14, 2010 @ 10:31 PM

24 Hour Emergency Water Removal, tarping, and Cleanup Services

One of the worst things that can happen is having a pipe break or water heater malfunction that causes a water intrusion to flood your basement or saturate your home or office.  Advanced Restoration's Disaster and Emergency Response Time minimizes  damage that can be caused by a flood.  Our water extraction services have assisted many homes and business throughout Long Island and New York City.  We extract water due to:

Advanced Restoration Corporation  is a DKI Member Company

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Catastrophe Experts Call for Quick Action on Catastrophe Protection

Posted on Wed, Mar 10, 2010 @ 04:12 PM

Former FEMA Director: The status quo is not acceptable

WASHINGTON, March 10 /PRNewswire-USNewswire/ -- James Lee Witt, the former Director of the Federal Emergency Management Agency (FEMA) and the current co-chair of ProtectingAmerica.org today urged a subcommittee to the House Financial Services Committee to move quickly to enact legislation that would help American families and communities be better prepared for and protected from the devastation caused by massive natural catastrophes such as earthquakes and hurricanes.

"A catastrophic event, whether an earthquake striking one of our great American cities, or a massive hurricane making landfall near any of the metropolitan areas from New York to Houston, would cause such enormous damage that our economy would be stunned, private resources quickly depleted, and an immediate federal bailout of hundreds of billions of dollars could potentially be required," Mr. Witt stated.  

"The American public has lost its appetite for bailouts.  Clearly the nation, our families and our communities would be better served by a program that uses private insurer dollars to pre-fund coverage for the eventuality of the next massive hurricane or devastating earthquake," Witt said. "There is no place in the country that is immune from catastrophic natural events, and the stakes are higher than ever.  Major cities along the coasts, and throughout the West and Midwest, are threatened by devastating earthquakes or hurricanes.  The human, physical and economic toll that such events would take would be unfathomable," he said.

"To put it simply, the status quo is not acceptable.  There is an urgent need for a comprehensive and integrated program that strengthens America's financial infrastructure, improves mitigation and readiness to prepare and protect our families and communities before and during catastrophe, and creates a privately-funded backstop that assures that resources will be available to rebuild, repair and recover as quickly as possible," Witt said.

Witt testified before the House of Representatives Committee on Financial Services Subcommittee on Housing and Community Opportunity and Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises in support of HR 2555, the Homeowners' Defense Act, a bill sponsored by Rep. Ron Klein (D-FL) and more than 70 cosponsors from across the nation.

The bill would provide more protection at lower cost for consumers and provide additional capacity and stability to the market.

The bill would also mandate and help finance enhanced mitigation and prevention through better land use planning, establishment and enforcement of stronger building codes and better education training and equipment for first responders.  

An earlier version of the Homeowners' Defense Act passed the House of Representatives in the last session of Congress by a bipartisan margin of 258-155.

ProtectingAmerica.org is a non-profit organization with over 300 members including the American Red Cross, the International Association of Fire Chiefs, and other emergency responders, emergency management officials, police organizations, Allstate and State Farm Insurance, and large and small businesses.  The organization has more than 20,000 individual members.

ProtectingAmerica.org is co-chaired by James Lee Witt, former director of the Federal Emergency Management Agency and Admiral James M. Loy, former deputy secretary of the U.S. Department of Homeland Security and former commandant of the U.S. Coast Guard.  

A Nation Exposed

  • Risk experts and modelers suggest that 57 percent of the American public resides in areas that are prone to earthquakes, hurricanes or other disasters.  
  • Twenty states, including Hawaii and every state that borders the Atlantic Ocean and Gulf of Mexico, face the threat of hurricanes every year.
  • The largest earthquake to ever rock the continental U.S. emanated from New Madrid, Missouri in 1811 and affected an area that stretched from Mississippi to Michigan, from Pennsylvania to Nebraska.
  • Eight out of the 11 most costly U.S. natural catastrophes have occurred since 2001.
  • Since 1900, 11 hurricanes have made direct hits on New England; six of them on the New York coastline.  The "Long Island Express," a massive hurricane that in 1938 made landfall in Long Island and raced through Connecticut, Rhode Island and Massachusetts, killed 700 people and left 63,000 people homeless.  If the same storm struck today, damages would exceed $100 billion according to risk modelers.

About ProtectingAmerica.org

ProtectingAmerica.org is a non-profit organization consisting of emergency management officials, first responders, disaster relief experts, insurers and others.  Its members include the American Red Cross and more than 300 other organizations and businesses.

At the core of ProtectingAmerica.org's mission is the establishment of a comprehensive, integrated national catastrophe management solution that will better prepare and protect American families, communities, consumers and the American economy from catastrophe.   

ProtectingAmerica.org is working to increase public awareness and enhance consumer education; advocate for better coordination with local, state and federal mitigation and recovery efforts, and strengthen emergency response and financial mechanisms to rebuild after a major catastrophe.

The organization supports comprehensive federal legislation that would establish a privately financed national catastrophe fund that would serve as a backstop to state catastrophe funds.  The funds' private deposits and the majority of its earnings could only be used to cover replacement and rebuilding costs following major catastrophic events.  A portion of the funds' earnings would be dedicated to increase public and consumer education, strengthen first responders, and enhance building codes and their enforcement.

 

SOURCE ProtectingAmerica.org

Tags: emergency response, property damage, ny water damage company, nassau county restoration, dki, environmental, first responder, restoration, suffolk county restoration, home repair, catastrophe, hurricane, mitigation, ny, earthquake

New York: Being Prepared for the Unexpected!

Posted on Thu, Feb 25, 2010 @ 02:52 PM


Emergency Preparedness 
Emergency preparedness is no longer the sole concern of earthquake prone Californians and those who live in the part of the country known as "Tornado Alley." For Americans, preparedness must now account for man-made disasters as well as natural ones. Knowing what to do during an emergency is an important part of being prepared and may make all the difference when seconds count.  Heavy snow is expected to hit the Northeast today. 

Blizzards, heavy snow, freezing rain and sub-zero temperatures hit hard and frequently across the state. Even if you think you are safe and warm at home, a winter storm can become dangerous if the power is cut off. With a little planning, you can protect yourself and your family from the many hazards of winter weather, both at home and on the road.

BE AWARE OF THE FORECAST

  • Winter weather advisory. Formerly called a "travelers' advisory," this alert may be issued by the National Weather Service for a variety of severe conditions. Weather advisories may be announced for snow, blowing and drifting snow, freezing drizzle, freezing rain (when less than ice storm conditions are expected), or a combination of weather events.
  • Winter storm watch. Severe winter weather conditions may affect your area (freezing rain, sleet or heavy snow may occur either separately or in combination).
  • Winter storm warning. Severe winter weather conditions are imminent.
  • Freezing rain or freezing drizzle. Rain or drizzle is likely to freeze upon impact, resulting in a coating of ice glaze on roads and all other exposed objects.
  • Sleet. Small particles of ice, usually mixed with rain. If enough sleet accumulates on the ground, it makes travel hazardous.
  • Blizzard warning. Sustained wind speeds of at least 35 miles per hour are accompanied by considerable falling and/or blowing snow. This is the most perilous winter storm, with visibility dangerously restricted.
  • Wind chill. A strong wind combined with a temperature slightly below freezing can have the same chilling effect as a temperature nearly 50 degrees lower in a calm atmosphere. The combined cooling power of the wind and temperature on exposed flesh is called the wind-chill factor.

BE PREPARED AT HOME

  • Keep a battery-powered radio and flashlights in working order; stock extra batteries.
  • Store food that can be prepared without an electric or gas stove.
  • Stock emergency water and cooking supplies.
  • Have candles and matches available in case of a power outage.
  • Have sufficient heating fuel; regular fuel sources may be cut off.
  • Have some kind of emergency heating equipment and fuel (a kerosene heater, a gas fireplace or wood-burning stove or fireplace) so you can keep at least one room of your house warm if power is cut off. (See the fact sheet "Staying Warm in an Unheated House.")

RIDING OUT A STORM AT HOME

If you are isolated at home, listen to the radio or television for updates on weather conditions. Conserve fuel by keeping your house cooler than usual and by temporarily "closing off" heat to some rooms. When emergency heating methods must be used, maintain adequate ventilation to avoid build-up of toxic fumes. (See the fact sheet, "Staying Warm in an Unheated House.")

Dress accordingly. Layer your clothing; many layers of thin clothing are warmer than single layers of thick clothing. If you need to go outdoors or the heat is off indoors, wear mittens; they are warmer than gloves. Wear a hat; most body heat is lost through the top of the head. Cover your mouth with scarves to protect your lungs from directly inhaling extremely cold air.

If shoveling snow isn't critical, don't do it. If you must shovel snow, take your time and lift small amounts. Over-exertion can bring on a heart attack - a major cause of death during and after winter storms.

Stay safe and stay warm!

Related Article:  Ice Dams and Your Home

Source: NASD

Tags: disaster, long island, water damage, structural drying, flooding, nassau county restoration, snow, winter storm, ice damage, advanced restoration, long island water damage, restoration, homeowner tips, flood, moisture, storm damage, storm, frozen pipes, nor'easter, ice storm

Fire and Smoke Damage Cleaning

Posted on Fri, Feb 19, 2010 @ 06:05 AM

 

A fire loss and smoke damage is undoubtedly traumatic and property loss due to fires is estimated at $11.3 billion annually in the United States.

Heat and smoke from a fire can cause major structural damage that would require immediate attention from a professional fire/smoke restoration company. Advanced Restoration has extensive experience in fire and smoke mitigation services and is available to respond 24/7 to any crisis situation across Long Island and the New York Metro area. We provide certified, disaster restoration professionals who understand the importance of restoring your home or business back to "normal" as quickly and efficiently as possible.

Our company will communicate with your insurance carrier on all aspects related to a property loss and one of our project managers will be assigned to your property damage claim. Our staff is highly trained in disaster restoration services and they also have the expertise to perform comprehensive damage appraisals and loss assessments.

Our cleaning crews can handle any educational, hospital, commercial or residential building. 

Tags: smoke cleaning in schools, water damage restoration, smoke damage, restoration, suffolk county restoration, emergency service, smoke restoration, smoke cleaning, school smoke damage

Ice Dams and Your Home

Posted on Fri, Jan 22, 2010 @ 10:19 AM

Whenever there is snow, you are likely to have troublesome ice dams to follow. Ice dams can cause major water damage and flooding to your home, which requires immediate attention.

 

ice dams


 

 

As winter advances through cycles of freezing and thawing, buildings and homes experience ice buildup and roof damage. In general, ice dams are formed when attic heat moves up to warm the roof and melts snow at or near the ridge. Snow melts, runs downward and hits the edge of the cold roof, resulting in re-freezing snow.  These cycles cause ice to accumulate and back up under shingles. Damage appears in the form of soaked insulation, stained, cracked and damaged sheet rock, damp, smelly, rotting wall cavities and stained, blistered and peeling paint.

Preventing Ice Dams
To prevent an ice dam, don't heat the roof, keep it cold. That way, the snow on the roof eventually dissipates without making large amounts of meltwater. The underside of the roof deck should not exceed 30 F. The best way to maintain low temperatures is by ensuring that there is adequate insulation and sealing gaps that let warm air pass into the attic from the house. The attic must also be ventilated, so that cold air is introduced into it and heated air escapes rapidly.  InsulationIncreased insulation in an attic will help to prevent ice dams. First, insulate the areas between the roof rafters. It is important to keep an air space between the roof deck and the insulation in order to prevent a condensation buildup that can delaminate the roof deck. Prior to insulating, install polystyrene rafter air channels, which are available at home centers.  If there's a hatchway into the attic, build a cover for it out of rigid poly-styrene insulation.

If the gable and ridge vents do not generate sufficient air movement to dissipate the heat, you will need a motorized vent at one end of the attic to exhaust the heat, and an adequately sized vent on the opposite end of the attic to draw in cold air from the outside.

Ice Dam Inspection
Check your home carefully when ice dams form. Investigate even when there doesn't appear to be a leak. Look at the underside of the roof sheathing and roof trim to make sure they haven't gotten wet. Check the insulation for dampness. And when leaks inside your home develop, be prepared. Water penetration often follows pathways difficult follow.  Don't just patch the roof leak. Make sure that the roof sheathing hasn't rotted or that other less obvious problems in your ceiling or walls haven't developed. Detail a comprehensive plan to fix the damage and more importantly, solve the problem.

Frozen Pipes?

frozen pipes

 

Tags: preventing frozen pipes, ny water damage company, restoration companies, flooding, nassau county restoration, demolition waste, winter storm, ice damage, cold winter, advanced restoration, restoration, emergency service, disrepair, flood damage, flood, home repair, moisture, ice storm

Do You Know Anyone Looking to Buy or Sell a House?

Posted on Mon, Jan 18, 2010 @ 10:53 AM

Tell them about this most important educational opportunity!
Thursday, January 21st at 7PM...

house

Buying or selling a home can be an intimidating process. Before you make one of the largest financial transactions of your lifetime, attend our free seminar. You will empower yourself with the knowledge and skills you need to make wise decisions - before you begin to shop for a home or place one on the market. The program runs 1½ - 2 hours including questions and answers related to everything you would want to know about buying or selling a house.

Just some of the topics we will discuss:

What you can afford on your present income

Credit scores and optimizing your credit score

The mortgage process

Closing costs

Down payment assistance programs

The tax advantages of owning a home

What a realtor does

Getting the most out of your Realtor

Benefits of working with a Realtor as your Buyer Representative

How to find a home that meets your needs

What title insurance is all about

The important ways a good Real Estate attorney can help you

Critical information to be learned from a thorough home inspection

...and much more!

 For location and more information, please Click Here

 

Tags: Product Information, foreclosure, foreclosures, advanced restoration, restoration, home repair, Announcements, resources, buying a home, selling a home, free real esate seminar

HUD Inspector General Probes Mortgage Companies With Significant Claim Rates

Posted on Fri, Jan 15, 2010 @ 12:12 PM

WASHINGTON - U.S. Department of Housing and Urban Development (HUD) Inspector General Kenneth M. Donohue and Federal Housing Administration (FHA) Commissioner David H. Stevens announced today an initiative focusing on mortgage companies with significant claim rates against the Federal Housing Administration mortgage insurance program.

HUD Office of Inspector General (OIG) subpoenas were served to the corporate offices of 15 mortgage companies across the country demanding documents and data related to failed loans which resulted in claims paid out by the FHA mortgage insurance fund.

Inspector General Donohue said, "The goal of this initiative is to determine why there is such a high rate of defaults and claims with these companies and whether there is wrongdoing involved. We aren't making any accusations at this time, we have no evidence of wrongdoing, but we will aggressively pursue indicators of fraud. We are members of the President's Financial Fraud Enforcement Task Force and today's activities reflect our commitment to seeking information on red flags that may arise from data analysis.

" This initiative was prompted, in part, by the FHA Commissioner, David Stevens, who was alarmed by the incidence of claims against the FHA insurance fund by a number of poor performing companies and reached out to the HUD OIG for assistance.

FHA Commissioner David Stevens said, "We are taking risk management extremely seriously. In addition to the policy changes we are implementing and additional changes we plan to announce later this month, we need to hold FHA lenders accountable for the high rates of defaults and claims against FHA. The Inspector General's initiative will help us determine whether there is fraud and better manage risk in the long run.

" The HUD OIG identified these direct endorsement companies from an analysis of loan data focusing on companies with a significant number of claims, a certain loan underwriting volume, a high ratio of defaults and claims compared to the national average, and claims that occurred earlier in the life of the mortgage. These are key indicators of problems at the origination or underwriting stages. The HUD OIG wants to see why these loans failed.

Some actions available to the HUD OIG are audits, investigations, and inspections and evaluations. In addition, we rely on the support of the Department of Justice (DoJ), and of State and local law enforcement. The DoJ is available to pursue both civil and criminal legal actions against wrongdoers. HUD is available to proceed with administrative sanctions such as suspensions, limited denial of participation, debarment, and civil monetary penalties.

The probe will be conducted by the HUD OIG's Audit and Investigation staff jointly. They will assess why these companies have high default rates, especially at this unprecedented time when the FHA mortgage insurance program represents such a significant percentage of mortgages currently in force in our country.

This probe is a new type of approach in which HUD OIG is focused on corporate offices rather than individual branch offices. This is a starting point for more detailed reviews if abuses are uncovered, and the HUD OIG anticipates that more probes may follow.

"The FHA market share has skyrocketed," Inspector General Donohue further said. "Our job is oversight. We work for the American taxpayer. Each loan on this list will be thoroughly examined and we will track down the reasons why it failed. Once we determine the causes, we will look to see whether there is a need for further review or remedial action. We want to send a message to the industry that as the mortgage landscape has shifted we are watching very carefully and that we are poised to take action against bad performers."

    The following companies were served OIG subpoenas today:

    First Tennessee Bank N.A., Memphis, TN
    Alethes LLC, Lakeway, TX
    Security Atlantic Mortgage Co., Edison, NJ
    Pine State Mortgage Corporation, Atlanta, GA
    Birmingham Bancorp Mortgage Corporation, West Bloomfield, MI
    Alacrity Financial Services, LLC, Southlake, TX
    Assurity Financial Services, LLC, Englewood, CO
    D and R Mortgage Corporation, Farmington, MI
    Webster Bank, Cheshire, CT
    Mac-Clair Mortgage Corporation, Flint, MI
    Americare Investment Group, Inc., Arlington, TX
    1st Advantage Mortgage, Lombard, IL
    American Sterling Bank, Independence, MO
    Sterling National Mortgage Company Inc., Great Neck, NY
    Dell Franklin Financial LLC, Columbia, MD

###

For more information, visit the HUD Website.

The Department of Housing and Urban Development Office of Inspector General is statutorily authorized to detect and prevent waste, fraud and abuse, and to promote the effectiveness and efficiency of government operations. The Federal Housing Administration provides mortgage insurance on loans by FHA-approved lenders throughout the United States and its territories. The FHA insures mortgages on single family and multifamily homes including manufactured homes and hospitals. It is the largest insurer of mortgages in the world.

Tags: 203(k) loan, property damage, foreclosures, hud loan, advanced restoration, restoration, suffolk county restoration, restoration company, disrepair, home repair, buying a home, refinance, 203k, 203k streamline, rehab, mortgage companies

Disaster Kleenup International (DKI) Going Green

Posted on Thu, Jan 07, 2010 @ 02:37 PM

Wood Dale, IL - Disaster Kleenup International (DKI), North America's largest disaster restoration contracting organization, announced today that they are the first organization to have achieved the Green Risk ProfessionalTM designation established by Vale Training Solutions.
dki, disaster kleenup international in ny

DKI made the decision to partner with Vale Training Solutions for Green Risks training in response to the market's demand for green building. DKI is the leading provider of quality emergency and reconstruction services for commercial, residential and insurance clients throughout North America and the curriculum provided in Vale's Green Risks courses has allowed DKI to continue at the forefront of industry trends.

"We have pioneered this movement by being the first and only disaster restoration and reconstruction organization to be green risk certified in building reconstruction and restoration services," said Dale Sailer, president of DKI. "DKI understands that in today's marketplace, individuals and organizations continually strive to do their part in building or creating green environments."

Property owners understand the long term advantages of 'going green' and insurance carriers have responded with green coverage for new environmentally sustainable construction or renovation following a loss.
Jon McCreath, President of Vale Training Solutions, says "As more carriers offer green coverage, independent adjusters, restoration professionals, and engineers must be adequately trained and possess the expertise and professionalism necessary to understand the makeup of green construction and building products, rating systems and insurance coverage."

McCreath continued, "GRPTM adjusters and restoration professionals provide the expertise necessary when buildings are insured with 'upgrade to green' endorsements or where restoration/repairs include green measures to replace damaged traditional products" DKI is the only Green Certified Services Organization that is adequately trained to provide a superior level of knowledge, expertise, professionalism and customer service to property owners, managers, facility directors, and insurers of green buildings. Not only does DKI understand the makeup of green buildings, products used in green buildings, rating systems and insurance coverage as it relates to these elements, but DKI can ensure that if a green building sustains damage, the building will be restored using the most efficient green products in the marketplace.

About DKI
Disaster Kleenup International, Inc., headquartered in suburban Chicago, is the largest disaster restoration contracting organization in North America. DKI member companies provide full service restoration to their customers: emergency response, water damage mitigation, fire and contents cleaning, mold remediation, complete reconstruction and much more, 24 hours a day, 365 days a year. DKI returns damaged property to its pre-loss condition quickly and efficiently, delivering complete satisfaction to our consumer, insurance, and corporate customers. For more information about Disaster Kleenup International, Inc., contact Michele Donahue at (630) 741-7262.  Advanced Restoration Corporation is a DKI Member Company that services the New York Metro area. If you require Emergency Service in New York, please call (800) 693-6263.

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