Property Damage & Disaster Restoration Blog: Long Island & New York City

Do You Have Water or Wind Damage?

Posted on Sun, Mar 14, 2010 @ 10:31 PM

24 Hour Emergency Water Removal, tarping, and Cleanup Services

One of the worst things that can happen is having a pipe break or water heater malfunction that causes a water intrusion to flood your basement or saturate your home or office.  Advanced Restoration's Disaster and Emergency Response Time minimizes  damage that can be caused by a flood.  Our water extraction services have assisted many homes and business throughout Long Island and New York City.  We extract water due to:

Advanced Restoration Corporation  is a DKI Member Company

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Flooding Rains Will Soak New York, New Jersey and Long Island

Posted on Thu, Mar 11, 2010 @ 08:32 PM

March 11 (Bloomberg) -- A slow-moving storm will drop as much as 4 inches (10 centimeters) of rain on New York City starting tonight and lasting until next week, according to the National Weather Service.

Manhattan is forecast to receive about 3.5 inches, while other parts of the city may get a half-inch more, said Joe Pollina, a weather service meteorologist in Upton, New York.

"We do expect some urban flooding," Pollina said by telephone. "The city and parts of Long Island could see ponding on roadways, with roads closed due to flooding."

Flood watches and warnings extend from Long Island to Indiana, according to the weather service. Rivers and streams across the region, including Connecticut, the lower Hudson River valley and New Jersey, could swell their banks, Pollina said.

"It just seems to be a rather slow-moving storm," Pollina said. "It is just hanging around. Rain will start tonight, continuing through Sunday and we even have showers forecast through Monday. It doesn't dry out until Tuesday."

--Editors: Charlotte Porter, David Marino

To contact the reporter on this story: Brian K. Sullivan in Boston at [email protected]

To contact the editor responsible for this story: Dan Stets at [email protected]

Tags: wind damage, long island, floods, ny water damage company, water damage, structural drying, flooding, nassau county restoration, babylon, advanced restoration corporation, long island water damage, suffolk county restoration, water extraction, flood damage, flood, water, ny

Catastrophe Experts Call for Quick Action on Catastrophe Protection

Posted on Wed, Mar 10, 2010 @ 04:12 PM

Former FEMA Director: The status quo is not acceptable

WASHINGTON, March 10 /PRNewswire-USNewswire/ -- James Lee Witt, the former Director of the Federal Emergency Management Agency (FEMA) and the current co-chair of ProtectingAmerica.org today urged a subcommittee to the House Financial Services Committee to move quickly to enact legislation that would help American families and communities be better prepared for and protected from the devastation caused by massive natural catastrophes such as earthquakes and hurricanes.

"A catastrophic event, whether an earthquake striking one of our great American cities, or a massive hurricane making landfall near any of the metropolitan areas from New York to Houston, would cause such enormous damage that our economy would be stunned, private resources quickly depleted, and an immediate federal bailout of hundreds of billions of dollars could potentially be required," Mr. Witt stated.  

"The American public has lost its appetite for bailouts.  Clearly the nation, our families and our communities would be better served by a program that uses private insurer dollars to pre-fund coverage for the eventuality of the next massive hurricane or devastating earthquake," Witt said. "There is no place in the country that is immune from catastrophic natural events, and the stakes are higher than ever.  Major cities along the coasts, and throughout the West and Midwest, are threatened by devastating earthquakes or hurricanes.  The human, physical and economic toll that such events would take would be unfathomable," he said.

"To put it simply, the status quo is not acceptable.  There is an urgent need for a comprehensive and integrated program that strengthens America's financial infrastructure, improves mitigation and readiness to prepare and protect our families and communities before and during catastrophe, and creates a privately-funded backstop that assures that resources will be available to rebuild, repair and recover as quickly as possible," Witt said.

Witt testified before the House of Representatives Committee on Financial Services Subcommittee on Housing and Community Opportunity and Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises in support of HR 2555, the Homeowners' Defense Act, a bill sponsored by Rep. Ron Klein (D-FL) and more than 70 cosponsors from across the nation.

The bill would provide more protection at lower cost for consumers and provide additional capacity and stability to the market.

The bill would also mandate and help finance enhanced mitigation and prevention through better land use planning, establishment and enforcement of stronger building codes and better education training and equipment for first responders.  

An earlier version of the Homeowners' Defense Act passed the House of Representatives in the last session of Congress by a bipartisan margin of 258-155.

ProtectingAmerica.org is a non-profit organization with over 300 members including the American Red Cross, the International Association of Fire Chiefs, and other emergency responders, emergency management officials, police organizations, Allstate and State Farm Insurance, and large and small businesses.  The organization has more than 20,000 individual members.

ProtectingAmerica.org is co-chaired by James Lee Witt, former director of the Federal Emergency Management Agency and Admiral James M. Loy, former deputy secretary of the U.S. Department of Homeland Security and former commandant of the U.S. Coast Guard.  

A Nation Exposed

  • Risk experts and modelers suggest that 57 percent of the American public resides in areas that are prone to earthquakes, hurricanes or other disasters.  
  • Twenty states, including Hawaii and every state that borders the Atlantic Ocean and Gulf of Mexico, face the threat of hurricanes every year.
  • The largest earthquake to ever rock the continental U.S. emanated from New Madrid, Missouri in 1811 and affected an area that stretched from Mississippi to Michigan, from Pennsylvania to Nebraska.
  • Eight out of the 11 most costly U.S. natural catastrophes have occurred since 2001.
  • Since 1900, 11 hurricanes have made direct hits on New England; six of them on the New York coastline.  The "Long Island Express," a massive hurricane that in 1938 made landfall in Long Island and raced through Connecticut, Rhode Island and Massachusetts, killed 700 people and left 63,000 people homeless.  If the same storm struck today, damages would exceed $100 billion according to risk modelers.

About ProtectingAmerica.org

ProtectingAmerica.org is a non-profit organization consisting of emergency management officials, first responders, disaster relief experts, insurers and others.  Its members include the American Red Cross and more than 300 other organizations and businesses.

At the core of ProtectingAmerica.org's mission is the establishment of a comprehensive, integrated national catastrophe management solution that will better prepare and protect American families, communities, consumers and the American economy from catastrophe.   

ProtectingAmerica.org is working to increase public awareness and enhance consumer education; advocate for better coordination with local, state and federal mitigation and recovery efforts, and strengthen emergency response and financial mechanisms to rebuild after a major catastrophe.

The organization supports comprehensive federal legislation that would establish a privately financed national catastrophe fund that would serve as a backstop to state catastrophe funds.  The funds' private deposits and the majority of its earnings could only be used to cover replacement and rebuilding costs following major catastrophic events.  A portion of the funds' earnings would be dedicated to increase public and consumer education, strengthen first responders, and enhance building codes and their enforcement.

 

SOURCE ProtectingAmerica.org

Tags: emergency response, property damage, ny water damage company, nassau county restoration, dki, environmental, first responder, restoration, suffolk county restoration, home repair, catastrophe, hurricane, mitigation, ny, earthquake

Fire and Smoke Damage Cleaning

Posted on Fri, Feb 19, 2010 @ 06:05 AM

 

A fire loss and smoke damage is undoubtedly traumatic and property loss due to fires is estimated at $11.3 billion annually in the United States.

Heat and smoke from a fire can cause major structural damage that would require immediate attention from a professional fire/smoke restoration company. Advanced Restoration has extensive experience in fire and smoke mitigation services and is available to respond 24/7 to any crisis situation across Long Island and the New York Metro area. We provide certified, disaster restoration professionals who understand the importance of restoring your home or business back to "normal" as quickly and efficiently as possible.

Our company will communicate with your insurance carrier on all aspects related to a property loss and one of our project managers will be assigned to your property damage claim. Our staff is highly trained in disaster restoration services and they also have the expertise to perform comprehensive damage appraisals and loss assessments.

Our cleaning crews can handle any educational, hospital, commercial or residential building. 

Tags: smoke cleaning in schools, water damage restoration, smoke damage, restoration, suffolk county restoration, emergency service, smoke restoration, smoke cleaning, school smoke damage

Why Hire a Property Damage/Disaster Restoration Company?

Posted on Tue, Jan 19, 2010 @ 12:01 PM
Fire & Water Damage Restoration 

fire, smoke, disaster,water damage
If your home or office has experienced fire or water damage, you may want to seek a professional that can help you repair and restore your building.

Natural disasters, such as floods and fires can leave commercial and residential buildings with mold and smoke damage. Both are major contributors to property loss and need to be taken care of in order to save the structural integrity of your house or building.

Water damage can either be immediate, such as flooding, or be more gradual, such as water spots on hardwood floors or even walls. However slow or fast water damage occurs, it is important to remove any carpet, dry the area and hire a professional for removal or extraction in case of mold. Restoration can include everything from inspection of the area to asses where the source is and how much damage has occurred, cleaning and sanitizing the area, and deodorize any smells. All this is done with special equipment.

If you have experienced fire damage that has left smoke stains, ceiling damage, or lots of soot, this too needs to be dealt with by a professional restoration company. Fire damage can be covered by fire insurance, so make sure to check if you can get any financial help to cover losses.

When damage has occurred to your home or office, whether in the basement or on the roof, you need to seek professional help to restore damage and save your property. Damage can easily spread, and if not handled properly can cause worse problems.

What is DKI?
Disaster Kleenup International, Inc.
is a network of the leading, independent property damage restoration contractors across North America. DKI member companies (see www.AdvancedRestoration.com in New York) provide full service to their customers: Emergency response, water damage mitigation, mold remediation, complete reconstruction and much more 24 hours a day, 365 days a year, returning damaged property to pre-loss condition fast and efficiently, delivering complete satisfaction to their consumer, insurance, and corporate customers.

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HUD Inspector General Probes Mortgage Companies With Significant Claim Rates

Posted on Fri, Jan 15, 2010 @ 12:12 PM

WASHINGTON - U.S. Department of Housing and Urban Development (HUD) Inspector General Kenneth M. Donohue and Federal Housing Administration (FHA) Commissioner David H. Stevens announced today an initiative focusing on mortgage companies with significant claim rates against the Federal Housing Administration mortgage insurance program.

HUD Office of Inspector General (OIG) subpoenas were served to the corporate offices of 15 mortgage companies across the country demanding documents and data related to failed loans which resulted in claims paid out by the FHA mortgage insurance fund.

Inspector General Donohue said, "The goal of this initiative is to determine why there is such a high rate of defaults and claims with these companies and whether there is wrongdoing involved. We aren't making any accusations at this time, we have no evidence of wrongdoing, but we will aggressively pursue indicators of fraud. We are members of the President's Financial Fraud Enforcement Task Force and today's activities reflect our commitment to seeking information on red flags that may arise from data analysis.

" This initiative was prompted, in part, by the FHA Commissioner, David Stevens, who was alarmed by the incidence of claims against the FHA insurance fund by a number of poor performing companies and reached out to the HUD OIG for assistance.

FHA Commissioner David Stevens said, "We are taking risk management extremely seriously. In addition to the policy changes we are implementing and additional changes we plan to announce later this month, we need to hold FHA lenders accountable for the high rates of defaults and claims against FHA. The Inspector General's initiative will help us determine whether there is fraud and better manage risk in the long run.

" The HUD OIG identified these direct endorsement companies from an analysis of loan data focusing on companies with a significant number of claims, a certain loan underwriting volume, a high ratio of defaults and claims compared to the national average, and claims that occurred earlier in the life of the mortgage. These are key indicators of problems at the origination or underwriting stages. The HUD OIG wants to see why these loans failed.

Some actions available to the HUD OIG are audits, investigations, and inspections and evaluations. In addition, we rely on the support of the Department of Justice (DoJ), and of State and local law enforcement. The DoJ is available to pursue both civil and criminal legal actions against wrongdoers. HUD is available to proceed with administrative sanctions such as suspensions, limited denial of participation, debarment, and civil monetary penalties.

The probe will be conducted by the HUD OIG's Audit and Investigation staff jointly. They will assess why these companies have high default rates, especially at this unprecedented time when the FHA mortgage insurance program represents such a significant percentage of mortgages currently in force in our country.

This probe is a new type of approach in which HUD OIG is focused on corporate offices rather than individual branch offices. This is a starting point for more detailed reviews if abuses are uncovered, and the HUD OIG anticipates that more probes may follow.

"The FHA market share has skyrocketed," Inspector General Donohue further said. "Our job is oversight. We work for the American taxpayer. Each loan on this list will be thoroughly examined and we will track down the reasons why it failed. Once we determine the causes, we will look to see whether there is a need for further review or remedial action. We want to send a message to the industry that as the mortgage landscape has shifted we are watching very carefully and that we are poised to take action against bad performers."

    The following companies were served OIG subpoenas today:

    First Tennessee Bank N.A., Memphis, TN
    Alethes LLC, Lakeway, TX
    Security Atlantic Mortgage Co., Edison, NJ
    Pine State Mortgage Corporation, Atlanta, GA
    Birmingham Bancorp Mortgage Corporation, West Bloomfield, MI
    Alacrity Financial Services, LLC, Southlake, TX
    Assurity Financial Services, LLC, Englewood, CO
    D and R Mortgage Corporation, Farmington, MI
    Webster Bank, Cheshire, CT
    Mac-Clair Mortgage Corporation, Flint, MI
    Americare Investment Group, Inc., Arlington, TX
    1st Advantage Mortgage, Lombard, IL
    American Sterling Bank, Independence, MO
    Sterling National Mortgage Company Inc., Great Neck, NY
    Dell Franklin Financial LLC, Columbia, MD

###

For more information, visit the HUD Website.

The Department of Housing and Urban Development Office of Inspector General is statutorily authorized to detect and prevent waste, fraud and abuse, and to promote the effectiveness and efficiency of government operations. The Federal Housing Administration provides mortgage insurance on loans by FHA-approved lenders throughout the United States and its territories. The FHA insures mortgages on single family and multifamily homes including manufactured homes and hospitals. It is the largest insurer of mortgages in the world.

Tags: 203(k) loan, property damage, foreclosures, hud loan, advanced restoration, restoration, suffolk county restoration, restoration company, disrepair, home repair, buying a home, refinance, 203k, 203k streamline, rehab, mortgage companies

Disaster Kleenup International (DKI) Going Green

Posted on Thu, Jan 07, 2010 @ 02:37 PM

Wood Dale, IL - Disaster Kleenup International (DKI), North America's largest disaster restoration contracting organization, announced today that they are the first organization to have achieved the Green Risk ProfessionalTM designation established by Vale Training Solutions.
dki, disaster kleenup international in ny

DKI made the decision to partner with Vale Training Solutions for Green Risks training in response to the market's demand for green building. DKI is the leading provider of quality emergency and reconstruction services for commercial, residential and insurance clients throughout North America and the curriculum provided in Vale's Green Risks courses has allowed DKI to continue at the forefront of industry trends.

"We have pioneered this movement by being the first and only disaster restoration and reconstruction organization to be green risk certified in building reconstruction and restoration services," said Dale Sailer, president of DKI. "DKI understands that in today's marketplace, individuals and organizations continually strive to do their part in building or creating green environments."

Property owners understand the long term advantages of 'going green' and insurance carriers have responded with green coverage for new environmentally sustainable construction or renovation following a loss.
Jon McCreath, President of Vale Training Solutions, says "As more carriers offer green coverage, independent adjusters, restoration professionals, and engineers must be adequately trained and possess the expertise and professionalism necessary to understand the makeup of green construction and building products, rating systems and insurance coverage."

McCreath continued, "GRPTM adjusters and restoration professionals provide the expertise necessary when buildings are insured with 'upgrade to green' endorsements or where restoration/repairs include green measures to replace damaged traditional products" DKI is the only Green Certified Services Organization that is adequately trained to provide a superior level of knowledge, expertise, professionalism and customer service to property owners, managers, facility directors, and insurers of green buildings. Not only does DKI understand the makeup of green buildings, products used in green buildings, rating systems and insurance coverage as it relates to these elements, but DKI can ensure that if a green building sustains damage, the building will be restored using the most efficient green products in the marketplace.

About DKI
Disaster Kleenup International, Inc., headquartered in suburban Chicago, is the largest disaster restoration contracting organization in North America. DKI member companies provide full service restoration to their customers: emergency response, water damage mitigation, fire and contents cleaning, mold remediation, complete reconstruction and much more, 24 hours a day, 365 days a year. DKI returns damaged property to its pre-loss condition quickly and efficiently, delivering complete satisfaction to our consumer, insurance, and corporate customers. For more information about Disaster Kleenup International, Inc., contact Michele Donahue at (630) 741-7262.  Advanced Restoration Corporation is a DKI Member Company that services the New York Metro area. If you require Emergency Service in New York, please call (800) 693-6263.

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Wind Damage to Your Home: Wind Advisory in New York

Posted on Tue, Dec 29, 2009 @ 08:54 AM
Heavy winds are pounding Long Island today and the National Weather Service has issued a Wind Advisory for parts of New York. 

During a severe storm or a hurricane, homes may be damaged or destroyed by high winds. Debris can break windows and doors, allowing high winds inside the home. In extreme storms, the force of the wind alone can cause weak places in your home to fail.

Some helpful tips regarding wind damage and preparing for storms are listed below: 

The Roof
During a windstorm, the force of the wind pushes against the outside of your home. That force is passed along from your roof to the exterior walls and finally to the foundation. Homes can be damaged or destroyed when the energy from the wind is not properly transferred to the ground. The first thing you should do is determine what type of roof you have. Homes with gabled roofs are more likely to suffer damage during a hurricane. A gabled roof looks like an A on the ends,with the outside wall going to the top of the roof. The end wall of a home with a gabled roof takes a beating during a hurricane or wind storm, and those that are not properly braced can collapse, causing major damage to the roof.

Exterior Doors and Windows
The exterior walls, doors, and windows are the protective shell of your home. If your home's protective shell is broken, high winds can enter and put pressure on your roof and walls, causing damage. You can protect your home by strengthening the doors and windows.

Double Entry Doors
Most double doors have an active and an inactive or fixed door . Check to see how the fixed door is secured at the top and bottom. The bolts or pins that secure most doors are not strong enough. Some door manufacturers provide reinforcing bolt kits made specifically for their doors. Check with your local building supplies retailer to findout what type of bolt system will work for your door.

Double-wide Garage Doors
Double-wide (two-car) garage doors can pose a problem during storms because they are so large that they wobble as the high winds blow and can pull out of their tracks or collapse from wind pressure. If garage doors fail, high winds can enter your home through the garage and blow out doors, windows, walls, and even the roof.

Check the track on your garage door. With both hands, grab a section of each track and see if it is loose or if it can be twisted. If so, a stronger track should be installed.

Storm Shutters
Installing storm shutters over all exposed windows and other glass surfaces is one of the easiest and most effective ways to protect your home. You should cover all windows, French doors, sliding glass doors, and skylights. There are many types of manufactured storm shutters available. For more information on manufactured shutters, check with your local building supplies retailer. If you install manufactured shutters, follow the manufacturer's instructions carefully.

The recommendations discussed here are not intended to replace local building code requirements or to serve as the only options for protecting your home from hurricane wind damage. For more information on protecting your home from hurricane wind damage, contact your local building official; your local building supply retailer; or a building professional.

Advanced Restoration is a property damage restoration company that is trained and ready to respond to any disaster situation, including wind damage to your home or business. We are a preferred vendor for many insurance carriers and have been serving Long Island and the NY Metro area for 20 years. 

Do you have a property damage situation you need help with? 
Call us today at (800) 693-6263!

 

Tags: wind damage, hurricane tips, property damage, restoration companies, water damage restoration, nassau county restoration, winter storm, cold winter, insurance, restoration, suffolk county restoration, homeowner tips, restoration company, rebuild, home repair, buying a home, weather, nor'easter

CPSC Recall Alert: Battery Equalizer Fire Hazard

Posted on Wed, Jun 24, 2009 @ 11:03 AM

SmartSpark Energy Systems Recalls Battery Equalizers Due to Fire Hazard

FOR IMMEDIATE RELEASE

June 18, 2009 Release # 09-249

WASHINGTON, D.C. - The U.S. Consumer Product Safety Commission, in cooperation with the firm named below, today announced a voluntary recall of the following consumer product. Consumers should stop using recalled products immediately unless otherwise instructed.

Name of Product: BattEQ Battery Equalizers
Units: About 800
Manufacturer: SmartSpark Energy Systems Inc., of Champaign, Ill.

Hazard: The recalled equalizers can overheat, posing a fire and burn hazard to consumers. Incidents/Injuries: The firm has received one report of an equalizer that overheated which resulted in fire that caused damage to the equalizer and batteries. No injuries have been reported.

Description: The recalled battery equalizers are charge balancing devices designed to increase the performance and longevity of rechargeable batteries.

Sold at: Authorized distributors and retailers from July 2006 through March 2009 for about $300.
Manufactured in: United States

Remedy: Consumers should immediately stop using these recalled battery equalizers and contact SmartSpark for a full refund.

Consumer Contact: For additional information, contact SmartSpark at (800) 905-6137 anytime Monday through Friday or visit the firm’s Web site at
www.batteq.com
CPSC is still interested in receiving incident or injury reports that are either directly related to this product recall or involve a different hazard with the same product. Please tell us about it by visiting https://www.cpsc.gov/cgibin/incident.aspx


Advanced Restoration Corporation is a family-owned and operated full-service property damage/disaster restoration company with a combined 75 years experience in dealing with Fire Damage Restoration, Water Damage Restoration, Flood & Storm Damage, Mold Remediation, Smoke Damage Restoration and Reconstruction. We service Long Island (Nassau County, NY; Suffolk County, NY) and the New York Metro area.

Tags: water damage, burn hazard, fire recall, fire prevention, smoke damage, advanced restoration, reconstruction, suffolk county restoration, homeowner tips, restoration company, cpsc recall, go green

Disaster Strikes Your Business...Now What?

Posted on Mon, Jun 08, 2009 @ 03:43 PM

You own a business in New York (on Long Island) and you think "it" will never happen to you...

2:30AM...An electrical short sparks a small fire inside the walls of your building.

2:35AM...Dust, framing and insulation immediately catch fire and burn intensely.

2:45AM...Tremendous heat from the now out-of-control blaze sets off the sprinkler system.

3:15AM...The fire department arrives and begins putting out the flames.

4:30AM...The fire is out, but there is immense fire, smoke and water damage.

6:30AM...You arrive at your office to find out your building and contents are severely damaged by water, fire and smoke.

Now What???
Having the proper insurance in the event of a disaster (from flooding and water damage to storm and wind damage) is essential to ensure your business will be able to continue after property damage occurs.

Insurance Coverage
Inadequate insurance coverage can lead to major financial loss if your business is damaged, destroyed or simply interrupted for a period of time. Insurance policies vary, check with your agent or provider.

Meet with your insurance provider to review current coverage for such things as physical losses, flood coverage and business interruption.

  • Understand what it covers and what it does not.
  • Understand what your deductible is, if applicable.
  • Consider how you will pay creditors and employees.
  • Plan how you will provide for your own income if your business is interrupted.
  • Find out what records your insurance provider will want to see after an emergency and store them in a safe place.

Knowing who to call in the event of a disaster is also essential to get your business back up and running with minimal downtime. Ensure you have a pre-established relationship with a full service property damage restoration company. This will allow you to mitigate damage to your property structure, as well as minimaize business disruption.

One more thing....Never let your insurance lapse!!!

Tags: disaster, fire restoration, structural drying, flooding, burn hazard, fire prevention, smoke damage, advanced restoration, reconstruction, restoration, suffolk county restoration, disrepair, flood

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